"what Ruth Davidson is less keen to say is that UK growth has fallen to 0.1%, which is connected to disposable income falling by 0.3% and total sales for retail has fallen by 3.1%. The reason Ruth is less keen to talk about these numbers is due to the fact this is down to the government seeking a surplus and pushing the private sector into a deficit. Austerity measures are pushing more people into increasing private debt."
https://cameronarchibald.wixsite.com/mammothwhale/single-post/2018/07/20/Ruth-Is-Wrong