"A new report from the Common Weal think tank by Dr Gemma Bone Dodds - author of Common Weal's 2016 policy paper Banking for the Common Good - sets out a costed proposal for reopening bank branches across Scotland by starting a national bank mutually owned by its customers. This bank would provide a full range of banking services but rather than focussing on shareholder profit would instead focus on quality of service and in particular restoring bank branches to communities which have lost them. You can download the policy paper here."
https://www.commonspace.scot